Tax debt and child support are also labeled as unsecured debts, but these take on different dischargability issues. Most unsecured debts are dischargeable in bankruptcy. The notable exceptions are domestic support obligations (DSO's) namely child support and alimony. Some Tax debt. Recently acquired debt while insolvent. Most debt to governmental agencies, namely tickets, tollway fines, and penalties.
Other unsecured debts that don't discharge are intentional debts (such as intentional torts) DUI/DWI fines, and debts related to an injury or death as a result of DUI/DWI etc.
If you have significant unsecured debts, we can help. Contact us today for a free consultation to see how you can get a fresh start before the end of the year. We have several Chicago area locations to serve you.
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